Now I see your point
I can understand why you dislike the word talent. Somehow it means, that it's not you making good pictures, but your talent, right?
But that's not exactly what I meant, using this word. Of course I agree with you on that you need love and passion for photography, otherwise you'll never be good at it. Talent in my opinion doesn't mean, you're just good at something, without any reason. It's always about how much energy you can and want to put into learning something. I guess anyone could be good at anything, if they'd only dedicate enough time and energy to it. But you won't be able to develop any passion or love for something, if your always failing even though you know all the tricks and techniques; it's just no fun
What I call talent is a certain base, a natural ability of doing something, it's not a big thing, it just makes you enjoy what you're doing and at the same time allows you to make bigger steps learning it than you'd do learning something you're "not talented" in.
But in the end it really doesn't matter where your love for photography comes from, right?