Have you ever heard about people who died at the same time? Down to the very last planck, heck even a yoctosecond? Think about it.
[i]"A man is born alone and dies alone; and he experiences the good and bad consequences of his karma alone; and he goes alone to hell or the Supreme abode."[/i]
You can die surrounded by loved one, yes. They’re going not going to be holding your hand in the next world or join you together in your act of not existing though. The quote is from Chanakya.